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Navigating Your Dental Payment Options

November 7, 2025 9:00 am

Dental care should be straightforward, not stressful—especially when it comes to paying for it. At Stillwater Dentistry, we understand that everyone’s financial situation is different, and we’ve designed our payment options with flexibility and clarity in mind. Whether you have insurance, prefer to finance your treatment, or don’t carry dental coverage at all, we’re here to help you navigate the best path forward for your care.

Using Dental Insurance at Stillwater Dentistry

If you have dental insurance, you’ll be glad to know that we’re in-network with several major providers, including Cigna, Delta Dental, Guardian, and United Concordia. Being in-network often means lower out-of-pocket costs for preventive visits and common procedures.

Our team takes the guesswork out of using your benefits—we’ll help you understand what’s covered, file claims on your behalf, and explain any remaining balance so there are no surprises. We want you to get the most from your insurance while staying focused on your oral health.

No Insurance? We’ve Got You Covered With Our In-House Membership Plan

For patients without traditional dental insurance, our in-house dental membership plan is a simple and affordable way to stay on top of your care. With either an annual or monthly fee, you’ll receive routine preventive services like exams, cleanings, and X-rays, plus discounts on other treatments if they’re needed.

There are no deductibles, waiting periods, or paperwork—just clear benefits and predictable costs. It’s a great option for individuals and families who want regular care without the complexity of insurance.

Flexible Financing Through CareCredit™ and Proceed Finance

If your treatment involves a larger investment or you prefer to spread payments over time, we offer financing through CareCredit™ and Proceed Finance. These trusted partners provide flexible monthly payment plans, often with low or no interest for qualified applicants.

Financing can be especially helpful for those undergoing more extensive treatment or when dental care is unexpected. It’s one more way we make it easier to prioritize your oral health without delaying the care you need.

Dental Payment Options at Stillwater Dentistry

At Stillwater Dentistry, we believe financial concerns should never stand in the way of a healthy smile. Whether you’re insured, uninsured, or somewhere in between, we’ll work with you to explore all available options—from maximizing your insurance to choosing the right financing or membership plan.

If you have questions about your coverage, want to learn more about our in-house plan, or are considering a payment plan, give us a call. We’re here to make dental care in Rome, GA, easier and more accessible—for every patient, every visit.

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Image from Authority Dental under CC 2.0



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