Use It or Lose It: Don’t Miss Out on Dental Benefits

As the end of the year approaches, many patients don’t realize they could be leaving valuable dental insurance benefits on the table. If you haven’t used your full coverage for the year, now is the time to schedule your care before your benefits reset.

At Stillwater Dentistry in Rome, GA, we want to help you make the most of your plan—whether it’s scheduling a routine checkup or completing treatment you’ve already started. Here’s why acting now could save you money and help protect your smile.

Dental Benefits Typically Expire December 31

Most dental insurance plans work on a calendar-year basis. That means any unused coverage or flexible spending account (FSA) funds usually don’t roll over. If you’ve been paying premiums all year, those benefits are yours to use—but once the clock strikes midnight on December 31, they’re gone.

It’s easy to let the year slip by, especially with holidays, school breaks, and end-of-year obligations piling up. But if you’ve delayed care or haven’t had your second cleaning of the year, now’s the time to act. Even a quick visit before the new year can help you take full advantage of what your plan includes.

Preventive Care Is Usually Covered

Cleanings, exams, and X-rays are often covered at 100%—but only if you use them. Many plans include two preventive visits per year. If you’ve only used one, you may still be eligible for another fully covered appointment.

These checkups aren’t just routine—they’re one of the most effective ways to catch small issues before they become major problems. Getting in for a cleaning now can mean fewer surprises (and lower costs) next year.

Have You Met Your Deductible?

If you’ve already met your deductible for 2025, scheduling any remaining treatment now can reduce your out-of-pocket expenses. Procedures like fillings, crowns, or periodontal treatments are often partially covered after your deductible is met. Starting or finishing these before January means you’re making the most of your plan.

Don’t Let Delays Turn Into Complications

It’s tempting to put off care during the holiday rush—but that delay could lead to discomfort or added expense. A small cavity can worsen over just a few months, and minor gum inflammation can escalate into more serious periodontal disease.

By handling those small issues now, you’re not only protecting your health—you’re saving yourself time, money, and stress down the line.

We’ll Help You Navigate Your Coverage

Insurance plans can be confusing, but you don’t have to figure it out alone. Our team at Stillwater Dentistry is happy to explain your remaining benefits, help estimate costs, and work with your schedule to get you in before the deadline.

We also accept a variety of insurance plans and offer in-house membership options for patients without coverage, so everyone has the opportunity to prioritize their dental health.

Maximize Your Dental Benefits at Stillwater Dentistry in Rome, GA

The end of the year is a busy time, but your oral health shouldn’t take a backseat. Whether you’re due for a checkup, need to wrap up treatment, or just want to make sure your benefits don’t go to waste, we’re here to help.

Call Stillwater Dentistry today to schedule your appointment. Let’s finish the year strong—with a healthy, confident smile and the peace of mind that you’ve made the most of your dental benefits.

Categorised in: Financial